It’s tempting, at this late stage of the year, to think that things are kind of baked in, and that we have to run the clock out until 2021, or to think that it’s necessary to continue on for the last few months as they have been. The former is a perfectly fair sentiment (2020 has not been our best look) and the latter is reasonable too. But they both reflect a kind of chronological fatalism, this idea that the demarcation line of January 1 is the point of change that matters, and that by this point, the year is rolling downhill towards the conclusion.